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About Us

American Century Servicing buys and services loans made to real estate investors to purchase, build, renovate, and rent residential houses.

We purchase whole and partial loans from lenders, and originators who have underwritten the loan and, preferably, already funded it. We do not accept loan applications directly form borrowers.

Loans are serviced by us, but lenders and originators are encouraged to remain the main contact for the borrower. We are affiliate with American Century Life Insurance Company.

Submit a New Loan

Click below to start uploading a new loan file. After completing basic loan information, you will upload all the required loan documents. Once a file is submitted, we will be back in touch within 24 hours.

Loan Criteria

Review our loan criteria to ensure the loan you are submitting will meet our current criteria and can be processed and funded quickly. Is you have any questions please call us at (855) 472-3888.

Lender Registration

Complete a short form to get registered with us and start submitting loans for purchase. We work with a small number of lenders and want to get to know you and your business first.

Borrower Portal

The borrower portal provides account access to borrowers including account balance, transactions, and payment option. The portal is set up once the loan has been funded.